We know more than just market statistics – we build comprehensive financial plans to support our client’s life goals. And we can untangle the spaghetti of bank accounts, investments, trusts, and taxation issues so our clients can focus on living.
It is important to us that we become a trusted member of your family. So, our first priority is getting to know you while you get to know us.
Next we build you a plan, one that is rational and customized to your unique needs. If you don’t agree with the plan, we can stop there. And you can take it with you.
Third, we help you fund the plan to meet your goals. Sometimes, this means untangling the spaghetti of previous decisions. That’s ok, we can help with that.
Finally, we are relentlessly focused on helping to keep you on track, regardless of market conditions. We stay in touch, reminding you that even when you aren’t thinking about your future, we still are.
Bernard & Johnson began their journey as an independent advisory practice as an affiliate of Wells Fargo Advisors Financial Network in 2009 and became an independent registered investment advisor in June 2016. Now, as an independent registered investment advisor (“RIA”), we have achieved “full independence”. Without the influence of a broker-dealer or large bank, we offer objective advice, great service, and a committed effort to help protect our client’s interests.
Mike Bernard began his career in 1993 with Dean Witter. In 2000, he became an advisor with Merrill Lynch, where he and Rachael became partners. In 2009, he and Rachael opened Bernard & Johnson Family Wealth Management as an independent practice in the Wells Fargo Advisors Financial Network. In 2016, the path to full independence was complete as Bernard & Johnson Family Wealth Management became a Registered Investment Advisor. Mike is a Certified Financial Planner™ Professional (CFP®) and an Accredited Domestic Partnership Advisor℠ (ADPA®).
Mike holds Bachelor and Masters degrees from the Catholic University of America and a Masters degree from Yale University. He served in the United States Army from 1974-1980 as a member of the United States Army Field band as an oboist and English Horn soloist.
Mike continues to enjoy a vibrant musical life in Los Angeles and has served as principal oboist in a number of local orchestras and has founded a woodwind quintet to perform chamber music locally. He ran his first marathon at age 50, completing a total of 7 marathons in that decade. He is married, has two sons, and five grandchildren. Three rescued dogs (Luna, Ringo, and Bailey) round out the pack.
Rachael Johnson began her career in 2000 with John Hancock Life Insurance Company, and spent 2005-2009 with Merrill Lynch. She holds a Bachelor degree from Grace Christian University. She is also a CFP® professional and an Accredited Domestic Partner Advisor℠.
Rachael is a board game enthusiast, participates in weight lifting, hiking, backpacking, and camping. One of her most memorable hikes was summitting Mt. Whitney in October 2012. Favorite authors include Thomas Sowell and N.T. Wright. She became a Godmother to twin boys, Liam and Brayden, in 2014. She can be found accompanying them on all their Cub Scout adventures.
She also enjoys the company of her dogs, Cambria (Pomeranian and German spitz mix) and Bear, (Australian, German, and Anatolian shepherd mix). Final point to note. Mike is a Commanders fan. Rachael is a Raiders fan. Now you know who wears the helmet in the family.
201 S. Lake Ave
Suite 502
Pasadena, CA 91101
Phone: 626.405.2920
Fax: 626.405.2997
